Terms and Conditions

1. Agreement to Terms

By accessing and using PolicyChat.com ("the Website"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the Website.

2. Service Description

PolicyChat.com is an insurance lead generation website that connects users with licensed insurance agents. We are not an insurance company or provider. Our service includes:

• Connecting users with licensed insurance agents
• Providing information about insurance products
• Collecting user information for insurance quotes

3. User Responsibilities

When using our service, you agree to:

• Provide accurate and complete information
• Use the service only for lawful purposes
• Not interfere with the website's functionality
• Not attempt to access restricted areas of the website

4. Disclaimer

Please be aware that:

• This is an advertisement and not an actual news article, blog, or consumer protection update
• We may receive compensation for clicks or sales produced from the content
• Information and benefits listed may not be applicable in all locations
• We are not connected with or endorsed by the US government or any federal program

5. Limitation of Liability

PolicyChat.com and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

6. Insurance Information

Important notes about our insurance-related services:

• Availability of carriers and products depends on your zip code
• Not all plans or benefits are available in all areas
• Our advertisers may have additional qualification requirements
• Consult a licensed agent for specific plan details

7. Modifications

We reserve the right to modify these terms at any time. Continued use of the Website following any changes constitutes acceptance of those changes.

8. Contact Information

For questions about these Terms and Conditions, please contact:

PolicyChat
Email: chat@policychat.com